How to stay safe online, 7 security tips

Safety and Security on the internet

The year 2014 has been a great year for online shopping, which has seen a surge. Although this hype has benefited the merchants, it has also opened the door to cyber criminals who constantly look for vulnerable websites to make their intrusion attempts successful. Usually shopping online consumers face various types of risks beginning from fake websites to untrusted connections.

According to a report from the Federal Trade Commission, credit card fraud damages are costing Americans more than a billion dollars a year, and the figure is still on the rise. Here is a great example how people are targeted online by these cyber criminals.

Mr. Smith, an entrepreneur in Philadelphia, suddenly spotted some fraudulent activity in his bank account. Some amount of money has been withdrawn without his knowledge. He rushed to the bank to enquire about his banking details and came to know that someone has changed his registered address and attained a new debit card on that address. Mr. Smith realized that he had become a victim of online fraud, the hacker hacked his PC, his bank account and changed his entire contact details. He immediately registered a case of online fraud with the police.

This type of news can be heard often, so in order to be safe online, you must take certain preventive steps:

Shop from a trusted website

Cyber crooks play a common trick of setting up a fake website, which resembles any popular website, so that customers reveal their credit card information without any doubt. Therefore, it is important for you to verify the URL of the shopping site before entering your payment details. Although the look and feel of the fake website resembles the actual one, there will be a minute difference in the URL structure.

Avoid Public Wi-Fi while you shop online

Public Wi-Fi is generally insecure and hackers find it the most convenient platform to steal your credit card information. Hence, you should go for a trusted connection whenever you make any online transaction.

Intelligent browser settings to guard your privacy

Do you know, you can customize your browser to a great extent to prevent your PC being exposed to hackers? By adjusting your privacy settings, you can keep a check on these websites. You can also block or allow any particular sites or cookies as per your preference.

Activate User Account Control (UAC)

A User Account Control notifies you whenever there is a permission request for an administrative level changes to be done on your PC or laptop. By activating User Account Control (UAC), you can prevent viruses and hackers from making unwanted changes in your PC.

Say no to untrusted email attachments

Email attachments are one of the biggest sources of virus attack; so it is advisable that you do not click on suspicious emails. The best way to prevent your PC from becoming a victim is to judge the subject line or the sender's email id before opening the attachment. You can also scan attachments with your antivirus program to minimize any kind of possible risk.

Basic firewall protection

A firewall is one of the most useful tools to remain protected from external threats. You can either go for a Windows firewall or any other firewall, which shall provide basic protection from worms or other forms of viruses.

Keep your PC safe with a reliable antivirus

The most important step towards online security is to install a reliable antivirus program. There are many antivirus software’s available in the market, so you need to choose the best product evaluating its features. Apart from installing an antivirus program, you also need to keep the product updated, so that it functions effectively. Switching to automatic update is the best option.
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